Grants and Loans
Did you know there are programs designed to help low to middle income families rehabilitate their homes for energy efficiency, roof issues and more? Many of these organizations have specific guidelines and requirements that must be met in order to qualify.
The Neighborhood Revitalization Program
The Neighborhood Revitalization Program (“NRP”) is a state program administered by the State of New York Mortgage Agency (“SONYMA”) and is available in selected communities to assist qualified homebuyers to purchase and renovate vacant houses. The NRP program was awarded for implementation in the City of Rochester in 2016, and through the efforts of the Task Force and SONYMA’s local anchor partner, the Greater Rochester Housing Partnership (“GRHP”), was expanded beyond the City to include the inner-ring suburbs of Brighton, Gates, Greece and Irondequoit shortly thereafter.
This program provides an eligible buyer with grants of up to $20,000 to renovate a house after purchase, and GRHP has successfully leveraged other grant assistance programs for additional funding. Buyers must occupy the home as their principal residence once rehabilitation has been completed. In addition, buyers must qualify as income-eligible and must complete an approved homeowner-counseling program.
Since the program was launched locally, eleven NRP grants have been awarded and ten of those properties have been fully rehabilitated. GRHP is now working with the Town of Irondequoit in hopes of making NRP grants available for vacant properties within the town. Click for more info!
Flower City Habitat for Humanity
Flower City Habitat for Humanity is an active member of our Task Force. They have rehabilitated many homes in our community, turning them back over to owner-occupants and empowering neighborhoods throughout Rochester. Here is their latest renovation – a formerly vacant property that is now a safe and comfortable family home. If you are interested in learning more about home ownership through Habitat for Humanity or would like to find out about volunteer opportunities, please visit their website